{
  "kind": "story",
  "slug": "other-systemically-important-institutions-scores-under-the-e-4456362",
  "id": 1777370830334456362,
  "record_id": 1777369473348612166,
  "headline": "Other systemically important institutions: scores under the enhanced ECB floor methodology",
  "summary": "The European Central Bank (ECB) has released the O-SII scores for numerous financial institutions, calculated using its enhanced floor methodology. This updated framework, which came into effect in December 2024, now integrates a banking union perspective alongside the traditional national perspective. These scores, derived from data as of end-2024, are fundamental for national authorities to determine the O-SII buffer levels required for these systemically important entities.",
  "source": "ecb-publications",
  "source_url": "https://ecb.europa.eu/pub/pdf/other/ecb.202605_o-sii_assessment_end2024.en.pdf",
  "home_domain": "economics-business-work",
  "claim_type": null,
  "sentiment": "neutral",
  "significance": "medium",
  "claim_count": 110,
  "reading_time_minutes": 10,
  "published_date": "2026-04-28",
  "created_on": "2026-05-06T08:32:58.633756+00:00",
  "claims": [
    {
      "id": 1778056379123922027,
      "text": "The ECB follows a floor methodology to assess O-SII buffer levels notified by national authorities.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379125439587,
      "text": "In December 2024, the ECB methodology was enhanced to include the banking union perspective.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379129710825,
      "text": "The O-SII scores presented are based on data as at the end of 2024.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379119767507,
      "text": "The O-SII buffer is part of the combined buffer requirement.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379120046408,
      "text": "The combined buffer requirement includes the capital conservation buffer, the countercyclical capital buffer, the systemic risk buffer, and a buffer for either global or other systemically important institutions.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379126942707,
      "text": "The national perspective has been used since 2016 for O-SII assessment.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379127074138,
      "text": "This publication presents the O-SII scores from the banking union perspective.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379130825666,
      "text": "O-SII scores from the banking union perspective will be published on an annual basis.",
      "evidence_type": "paraphrase",
      "confidence": "stated",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379131712708,
      "text": "BNP Paribas has an O-SII score of 911 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379132589539,
      "text": "Deutsche Bank AG has an O-SII score of 693 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379133084130,
      "text": "Groupe Cr\u00e9dit Agricole has an O-SII score of 677 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379139794054,
      "text": "Banco Santander, S.A. has an O-SII score of 573 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379140210736,
      "text": "SOCIETE GENERALE has an O-SII score of 498 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379141124046,
      "text": "Groupe BPCE has an O-SII score of 444 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379143993265,
      "text": "ING Bank N.V. has an O-SII score of 336 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379144806955,
      "text": "J.P. Morgan SE has an O-SII score of 299 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379145507605,
      "text": "Groupe Cr\u00e9dit Mutuel has an O-SII score of 253 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379146966215,
      "text": "UniCredit Group has an O-SII score of 242 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379147101431,
      "text": "Gruppo Intesa Sanpaolo has an O-SII score of 220 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379150405967,
      "text": "Nordea Bank Abp has an O-SII score of 212 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379151149074,
      "text": "COMMERZBANK AG has an O-SII score of 206 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379152517009,
      "text": "Co\u00f6peratieve Rabobank U.A. has an O-SII score of 184 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379153875560,
      "text": "DZ Bank AG Dt. Zentral-Genossenschaftsbank has an O-SII score of 167 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379156127721,
      "text": "Euroclear Holding has an O-SII score of 132 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379159240719,
      "text": "CaixaBank, S.A. has an O-SII score of 131 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379160330629,
      "text": "Goldman Sachs Bank Europe SE has an O-SII score of 128 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379161732438,
      "text": "Landesbank Baden-W\u00fcrttemberg has an O-SII score of 126 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379162348726,
      "text": "Citibank Europe plc has an O-SII score of 119 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379163334022,
      "text": "ABN AMRO Bank N.V. has an O-SII score of 116 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379165604064,
      "text": "HSBC Continental Europe has an O-SII score of 110 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379166259724,
      "text": "Erste Group Bank AG has an O-SII score of 109 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379167215983,
      "text": "KBC Group has an O-SII score of 102 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379168503719,
      "text": "Barclays Bank Ireland PLC has an O-SII score of 82 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379173169420,
      "text": "Morgan Stanley Europe Holding SE has an O-SII score of 76 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379174567748,
      "text": "Bayerische Landesbank has an O-SII score of 73 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379175836063,
      "text": "Landesbank Hessen-Th\u00fcringen GZ has an O-SII score of 66 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379178355024,
      "text": "Raiffeisen Bank International AG has an O-SII score of 63 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379180520806,
      "text": "La Banque Postale has an O-SII score of 62 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379181347234,
      "text": "Banco de Sabadell, S.A. has an O-SII score of 56 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379182333140,
      "text": "Bank of America Europe DAC has an O-SII score of 46 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379183174254,
      "text": "Gruppo Banco BPM has an O-SII score of 45 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379184296457,
      "text": "Belfius Banque SA has an O-SII score of 41 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379186844538,
      "text": "BNG Bank N.V. has an O-SII score of 37 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379187729780,
      "text": "The Bank of New York Mellon has an O-SII score of 36 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379189896951,
      "text": "Clearstream Banking S.A. has an O-SII score of 35 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379192004766,
      "text": "OP Cooperative has an O-SII score of 33 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379193085495,
      "text": "DekaBank has an O-SII score of 32 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379194868628,
      "text": "AIB Group plc has an O-SII score of 31 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379196652627,
      "text": "Bank of Ireland Group PLC has an O-SII score of 30 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379197254684,
      "text": "Gruppo bancario cooperativo ICCREA has an O-SII score of 29 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379198701484,
      "text": "Eurobank Ergasias Services & Holdings S.A. has an O-SII score of 27 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379199212346,
      "text": "Banco Comercial Portugu\u00eas, S.A. has an O-SII score of 25 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379201292136,
      "text": "BAWAG P.S.K. Bank f\u00fcr Arbeit und Wirtschaft und \u00d6sterreichische Postsparkasse Aktiengesellschaft has an O-SII score of 21 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379202465004,
      "text": "Caixa Geral de Dep\u00f3sitos, S.A. has an O-SII score of 21 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379203679856,
      "text": "De Volksbank N.V. has an O-SII score of 19 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379204647968,
      "text": "Piraeus Financial Holdings S.A. has an O-SII score of 17 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379205987826,
      "text": "Alpha Services and Holdings S.A. has an O-SII score of 16 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379207148842,
      "text": "National Bank of Greece S.A. has an O-SII score of 16 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379209786864,
      "text": "Banque et Caisse d'Epargne de l'Etat, Luxembourg has an O-SII score of 15 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    },
    {
      "id": 1778056379211888439,
      "text": "Investeringsmaatschappij Argenta has an O-SII score of 15 basis points from the banking union perspective.",
      "evidence_type": "observed",
      "confidence": "measured",
      "home_domain": "economics-business-work",
      "published_date": "2026-04-28"
    }
  ],
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      "name": "ABN AMRO",
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      "name": "Caixa Geral de Dep\u00f3sitos, S.A.",
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      "name": "Clearstream Banking, S.A.",
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      "slug": "co-peratieve-rabobank-u-a-organization",
      "name": "Co\u00f6peratieve Rabobank U.A.",
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      "name": "Coop Pank",
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      "slug": "cr-dit-agricole-du-maroc-group-organization",
      "name": "Cr\u00e9dit Agricole du Maroc Group",
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}