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Humana Completes Aggregate $1.0 Billion Fixed-to-Fixed Rate Junior Subordinated Notes Offering

humana-newsroom-press-releases economics-business-work Mar 9, 2026 source →
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Humana Completes Aggregate $1.0 Billion Fixed-to-Fixed Rate

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Every atomic assertion extracted from the underlying record, ranked by evidence strength.

Humana Inc. completed a public offering of $1.0 billion in aggregate principal amount of fixed-to-fixed rate junior subordinated notes.

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Humana Inc. intends to use the net proceeds for general corporate purposes.

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Humana Inc. expects net proceeds of approximately $986 million from the Junior Subordinated Notes Offering.

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Goldman Sachs & Co. LLC acted as an active joint book-running manager for Humana Inc.'s Junior Subordinated Notes Offering.

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J.P. Morgan Securities LLC acted as an active joint book-running manager for Humana Inc.'s Junior Subordinated Notes Offering.

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The repayment of existing indebtedness may include borrowings under Humana Inc.'s commercial paper program.

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Mizuho Securities USA LLC acted as an active joint book-running manager for Humana Inc.'s Junior Subordinated Notes Offering.

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Truist Securities, Inc. acted as an active joint book-running manager for Humana Inc.'s Junior Subordinated Notes Offering.

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Wells Fargo Securities, LLC acted as an active joint book-running manager for Humana Inc.'s Junior Subordinated Notes Offering.

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The Junior Subordinated Notes Offering was made pursuant to an effective shelf registration statement filed with the Securities and Exchange Commission.

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Copies of the prospectus and related prospectus supplement for the Junior Subordinated Notes Offering can be obtained from Goldman Sachs & Co. LLC.

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Copies of the prospectus and related prospectus supplement for the Junior Subordinated Notes Offering can be obtained from J.P. Morgan Securities LLC.

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Copies of the prospectus and related prospectus supplement for the Junior Subordinated Notes Offering can be obtained from Mizuho Securities USA LLC.

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Copies of the prospectus and related prospectus supplement for the Junior Subordinated Notes Offering can be obtained from Truist Securities, Inc.

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Copies of the prospectus and related prospectus supplement for the Junior Subordinated Notes Offering can be obtained from Wells Fargo Securities, LLC.

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An electronic copy of the registration statement and prospectus supplement for the Junior Subordinated Notes Offering is available on the SEC's website.

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The news release does not constitute an offer to sell or a solicitation of an offer to buy the described securities.

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There shall be no sale of these securities in any state or jurisdiction where such an offer, solicitation, or sale would be unlawful prior to registration or qualification.

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Risks, uncertainties, and assumptions are detailed in the "Risk Factors" section of Humana Inc.'s SEC filings.

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Humana Inc.'s profitability could be materially adversely affected if it does not design and price its products properly and competitively.

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Humana Inc.'s profitability could be materially adversely affected if premiums are insufficient to cover healthcare service costs.

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Humana Inc.'s profitability could be materially adversely affected if it cannot implement clinical initiatives to improve member experience, lower costs, and document risk profiles.

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Humana Inc.'s profitability could be materially adversely affected if its estimates of benefits expense are inadequate.

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Humana Inc. estimates benefit expense payments and prices products using actuarial methods and assumptions.

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Actuarial methods and assumptions used by Humana Inc. are based on claim payment patterns, medical cost inflation, and historical developments.

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Humana Inc. continually reviews estimates of future payments for benefit expenses.

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Humana Inc. makes necessary adjustments to its reserves, including premium deficiency reserves.

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Humana Inc.'s estimates involve extensive judgment and have considerable inherent variability.

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Humana Inc.'s estimates are extremely sensitive to changes in claim payment patterns and medical cost trends.

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Humana Inc.'s reserves may be insufficient.

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Humana Inc.'s business may be materially adversely affected if it fails to implement operational and strategic initiatives effectively.

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Humana Inc.'s Medicare initiatives are of particular importance due to revenue concentration in these products.

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Humana Inc.'s operational and strategic initiatives include its state-based contract strategy.

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Humana Inc.'s operational and strategic initiatives include the growth of its CenterWell business.

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Humana Inc.'s operational and strategic initiatives include its integrated care delivery model.

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The number of Humana Inc.'s Medicare Advantage plans rated 4-star or higher significantly declined in 2025.

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Humana Inc. filed a lawsuit to set aside and vacate its 2025 Medicare Advantage Star Ratings.

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On October 14, 2025, a Court rejected Humana Inc.'s challenge to its 2025 Medicare Advantage Star Ratings.

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Humana Inc. has appealed the Court's decision regarding its 2025 Medicare Advantage Star Ratings.

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There are no assurances Humana Inc. will prevail in the lawsuit regarding its 2025 Medicare Advantage Star Ratings.

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If Humana Inc. is not successful in its lawsuit, the decline in Star Ratings will negatively impact its 2026 quality bonus payments from CMS.

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If Humana Inc. is not successful in its lawsuit, the decline in Star Ratings may significantly adversely affect its revenues, operating results, and cash flows.

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There are no assurances Humana Inc. will be successful in maintaining or improving its Star Ratings in future years.

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Humana Inc.'s business may be materially adversely affected if it or its third-party service providers fail to maintain data integrity.

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Humana Inc.'s business may be materially adversely affected if it or its third-party service providers fail to maintain existing or implement new information systems.

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Humana Inc.'s business may be materially adversely affected if it or its third-party service providers fail to protect proprietary rights to its systems.

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Humana Inc.'s business may be materially adversely affected if it or its third-party service providers fail to defend against cybersecurity attacks.

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Humana Inc.'s business may be materially adversely affected if it or its third-party service providers fail to contain cybersecurity attacks when they occur.

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Humana Inc.'s business may be materially adversely affected if it or its third-party service providers fail to prevent privacy or data security incidents resulting in security breaches.

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Humana Inc.'s business may be materially adversely affected if security breaches disrupt company operations.

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Humana Inc.'s business may be materially adversely affected if security breaches result in unintentional dissemination of sensitive personal or proprietary information.

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Humana Inc.'s information systems may include systems powered by or incorporating artificial intelligence (AI) or machine learning (ML).

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Humana Inc. is involved in various legal actions and disputes.

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Legal actions and disputes involving Humana Inc. include provider contract disputes and qui tam litigation.

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Humana Inc. is subject to governmental and internal investigations.

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Unfavorable resolution of legal actions, disputes, or investigations could result in substantial monetary damages for Humana Inc.

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Unfavorable resolution of legal actions, disputes, or investigations could result in changes in Humana Inc.'s business practices.

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Increased litigation and negative publicity could increase Humana Inc.'s cost of doing business.

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As a government contractor, Humana Inc. is exposed to risks that may materially adversely affect its business.

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Risks for Humana Inc. as a government contractor include loss of material government contracts.

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